Crores Disbursement




Families supported

Loans for needs of any family

Velicham provides lending to important family needs that contribute to the well-being of the family and support in building prosperity. The company has identified a few specific family needs that enable the household to address some of the critical livelihood issues. The specific purpose for which the company offer loans are for House (Repair/Renovation), Education, Health, Skill training, and other emergencies.

  • Unveiling growth and socio-economic development of the family
  • Systematic and affordable products to support different family needs.

Loan Features

Loan Size: 0.75 lakhs to 5 lakhs

Tenure: 1 to 3 Years

Cash Flow based assessment

Diminishing Balance Interest Rate


The customer can reach out to the staff to share their family/household financial requirements and seek support from the company. The staff has the requisite skills and experience to guide the customer in prioritizing the financial needs to ensure timely access to funds. This will enable the entire household to focus on their work without getting worried about their emergency needs.

  • Faster loan processing mechanism
  • Address family emergency needs
  • Excellent customer experience
  • Ensure timely access to credit

How it works

Home-Visit Consultation

This step involves CRO meeting the client and initiating the application.

Multipoint Verification and Field-Inspection

Using integrated APIs and a field credit team, the team verifies customer information as the approval procedure moves forward.

On-spot Loan Approval

As the customer meets the requirement, the loan is approved on-spot.

Loan Disbursement and Usage Verification

The loan is disbursed to the customer’s bank account. On the other hand, Velicham team members keep a check on loan usage.

Digital and Field Collection

With field collection as an option, Velicham promotes digital payments for a seamless transaction.


Case Studies


Sudar Sakthi, Arivizhimangalam ( Nannilam) Petty Shop Muthulakshmi is a 42-year-old widowed woman from Arivizhimangalam village of Thiruvarur district. She runs a petty shop attached to her residence. She sells...

View More


Andal Sakthi, Thirukannapuram (Nannilam) Purpose of loan: Dairy Sundharavalli works as an Anganwadi employee in a nearby school and seemed happy to meet me with the field officer. After the...

View More


Sri Mahakaliyamman Sakthi, Aprakudi (Thiruthuraipoondi) Purpose of loan: Plastic business Amutha is a young woman from Aprakkudi, a small village in Thiruvarur district of Tamil Nadu. She is a mother...

View More


Your Business

    Subscribe to Newsletter