Business
Grow my business
Working capital, stock, equipment or eligible business expansion needs.
Finance built around families
You build the family. We help it grow.
We look beyond a single income or credit score, considering your family and local context.
Our family
Applicant · Farmer
Seasonal farm income
Spouse · Tailoring
Business income
Adult child · Electrician
Monthly or project income
Other member · Dairy
Income or shared responsibility
Existing repayments
Household expenses
Bank information
Credit information
Productive assets
Local context
A family is more than one applicant.
In many families, income comes from more than one place. A farm, a small shop, tailoring, dairy, wage work or another trade may all support the same home. Responsibilities are shared too.
That is why we try to understand the family’s full financial picture, not only one person in isolation.
More than one income
We consider relevant income sources across the family.
Shared responsibilities
Existing repayments and household obligations matter too.
Local livelihoods
We understand that the way people earn can differ by occupation and location.
More than a score
Credit information is important, but it is one part of the assessment.
Features & Benefits
Loans from ₹75,000 to ₹15 lakh
Your family’s income counts
Secured and unsecured options
Every charge shown up front
Help nearby, in your language
Repay the way that suits you
Finance for the work that supports your family.
VGro app
Your loan, easier to manage.
- See your EMI dates
- Get reminders
- Pay from your phone
- Send requests
- Get help
Our partners
Banks and financial institutions that work with us to bring fair loans to families.
