Starting a business is a brave step—especially when you’re the first in your family to do it. No legacy, no inherited assets, no insider network. Just an idea, the will to work hard, and the dream of building something on your own terms.

This is the reality for many first-generation entrepreneurs in India. And while the passion is there, what often holds them back is access to finance. At Velicham Finance, we understand that a lack of assets shouldn’t mean a lack of opportunities. That’s why we’re committed to financial inclusion, with solutions designed for real people and real ambitions.

Why First-Gen Entrepreneurs Struggle with Traditional Financing

Let’s be honest—most traditional loan systems aren’t built for someone just starting out. Entrepreneurs often face:

• Limited or no credit history
• No collateral to offer
• Lack of guidance on formal loan procedures
• Fear of being rejected or misunderstood

Many give up before they begin—not because they don’t have the potential, but because they don’t have the support.

How Velicham Finance Makes a Difference

We’re not just another finance company. We’re your financial partner, and our goal is to walk with you from idea to execution—and beyond.

Minimal-Collateral MSME Loans

We believe your idea is your biggest asset. That’s why we offer MSME loans with minimal collateral, making funding accessible for those without property or large savings.

Simple & Friendly Process

No intimidating forms. No confusing jargon. Just a simple, guided process with real people helping at every step.

Fast Approvals

Your opportunity shouldn’t wait for weeks. We provide quick loan approvals, so you can take the next step with confidence.

Tailored Repayment Plans

Every business is different, and so are their cash flows. We offer flexible EMIs to match your business realities—whether seasonal, steady, or growing.

Who We Empower

Velicham Finance proudly supports:

• First-time entrepreneurs in rural and urban India
• Small traders, service providers, and micro-enterprises
• Women-led businesses looking to create local impact
• Individuals transitioning from job seekers to job creators

Real Impact, Real Stories

Whether it’s a young woman starting a tailoring unit in her hometown, or a street vendor looking to scale into a full shop—we’ve seen how the right financial support at the right time can change lives. These aren’t just loans. They’re turning points.

The Road Ahead – First-generation entrepreneurs in India

We know the path of entrepreneurship can be challenging—but you don’t have to walk it alone. With Velicham Finance, you get more than funding. You get a partner who believes in your growth, your journey, and your story.

Ready to Begin?

Whether you’re just starting or scaling up, Velicham Finance is here to support First-generation entrepreneurs in India —with funding solutions that see the person behind the plan.

Let’s build something bold. Together.