Blogs
Financial Literacy: The Hidden Power Behind Every Successful Borrower
In India, millions of people take loans every year for their businesses, farms, homes, or families. But very few truly understand the power of financial literacy the knowledge that helps...
Small Loans, Big Impact: How Everyday Entrepreneurs Build Their Dreams with Velicham Finance
In today’s world, opportunities are everywhere but to grab them, you need one essential thing: the right financial support. Many hardworking individuals in towns and villages across India have the...
How Velicham Finance is Fueling Growth for MSMEs, Farmers, and Families Across India
India’s growth story is driven by MSMEs, farmers, and hardworking families. Yet, one of the biggest hurdles for these groups is access to reliable, timely financial support. Traditional banks often...
Financial Freedom in Small Steps: How Velicham Finance Empowers Every Dream
In today’s fast-paced world, financial needs don’t always wait for the right moment. Whether it is starting a new business, expanding farmland, or fulfilling family commitments, timely financial support makes...
Secured vs. Unsecured Loans – Which One Should You Choose?
When it comes to borrowing money, one of the most common dilemmas people face is whether to choose a secured loan or an unsecured loan. Both options serve unique purposes...
How Small Businesses Can Use NBFC Support to Grow in Rural India
Running a small business in rural India is not easy. Many entrepreneurs have the ideas and skills to succeed, but they often lack access to the financial support that can...
Effective Financial Planning Strategies for Long-Term Success
Running a business is more than selling products or services it is about building financial stability that can sustain growth over time. For MSMEs (Micro, Small, and Medium Enterprises), financial...
Financial Literacy: The Key to Empowering Individuals and Communities
In today’s fast-paced world, financial literacy is no longer a luxury — it is a necessity. Whether you are a student starting your career, an entrepreneur managing a small business,...
The Role of Financial Literacy in Building Long-Term Wealth
In today’s fast-paced world, financial literacy is no longer optional it is essential. Whether you are an entrepreneur, a salaried professional, or a student just starting your career, understanding how...
Financial Wellness: Why Personal Finance Is as Important as Business Finance
For entrepreneurs and professionals, personal finance is the first pillar of financial wellness. This includes budgeting, managing debt, saving for emergencies, and investing for the future. Without a healthy personal...
5 Smart Ways to Use a Business Loan for Maximum ROI
Running a business isn’t just about paying bills and keeping operations afloat it’s about growing, innovating, and creating long-term value. For many MSMEs, the right funding at the right time...
Business Loans for MSME Growth – Power Your Next Big Step
Micro, Small, and Medium Enterprises (MSMEs) are the driving force of India’s economy. They create jobs, foster innovation, and bring local products to global markets. However, growth often requires more...
Why Equipment Loans Are Essential for MSME Growth in 2025
In 2025, staying competitive means staying updated—with tools, technology, and machinery that help your business deliver more, faster. For Micro, Small, and Medium Enterprises (MSMEs), purchasing new equipment can be...
A Simple Guide to the MSME Loan Process in India with Velicham Finance
In India’s rapidly evolving economy, Micro, Small, and Medium Enterprises (MSMEs) are more than businesses—they're job creators, innovators, and the heart of rural and urban growth. Yet, one challenge remains:...
MSME Equipment Loans: Fueling Small Business Growth with the Right Tools
Running a small business often comes with big ambitions. Whether it’s a tailoring unit, a printing press, a dairy farm, or a small factory, one thing remains common the need...
MSME Loan Stories That Inspire: How Velicham Finance Supports Small Business Growth
Micro, Small, and Medium Enterprises (MSMEs) are the foundation of India’s entrepreneurial ecosystem. While ambition and drive are never in short supply, many face a common challenge: access to reliable,...
MSME Loan in India: How Velicham Finance Supports Business Growth
Micro, Small, and Medium Enterprises (MSMEs) form the backbone of India’s economy. From local manufacturers to service providers, MSMEs drive innovation, employment, and regional development. But one challenge remains constant—access...
What is CKYC? – Meaning, Benefits, and How-to Guide for 2025
In the age of digital finance, streamlining customer verification has become essential for financial institutions and borrowers alike. That’s where CKYC (Central Know Your Customer) comes in — a centralized...
Empowering Dreams with Smart Lending
In today’s competitive world, having a great idea is just the beginning. For small businesses, the real challenge is turning that idea into a sustainable, growing enterprise. And that takes...
Financial Inclusion for First-Gen Entrepreneurs: Velicham’s Approach to Breaking Barriers
Starting a business is a brave step—especially when you’re the first in your family to do it. No legacy, no inherited assets, no insider network. Just an idea, the will...
Smart Financing Strategies for MSMEs: How to Secure and Manage Business Loans in 2025
Running a small business isn’t just about passion, it’s about persistence, planning, and smart financial choices. MSMEs (Micro, Small, and Medium Enterprises) are the heartbeat of India’s economy, and yet,...
Empowering MSMEs with Smart Financing Solutions for Business Growth
Micro, Small, and Medium Enterprises (MSMEs) are the driving force of India's economy, contributing to innovation, employment, and industrial growth. However, one of the biggest challenges for MSMEs is access...
Beyond Collateral: How Unsecured Business Loans Are Fueling MSME Growth
In today’s dynamic business landscape, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of India’s economic development. Yet, for many small business owners, accessing capital remains a hurdle especially...
Managing Seasonal Cash Flow Challenges: A Guide for Agribusinesses
Agribusinesses operate in a unique financial landscape, where seasonal fluctuations in revenue can create cash flow challenges. Managing these variations effectively is crucial to ensure smooth operations throughout the year....
Agritech & Finance: Bridging the Gap for India’s New-Age Farmers
India's agriculture sector is witnessing a silent revolution. With the rise of agritech startups and modern farming practices, farmers are no longer confined to traditional methods. Instead, they are embracing...
How Velicham Finance Supports MSMEs at Every Stage
Trends Every MSME Should Watch In 2025 and beyond, the way Micro, Small, and Medium Enterprises (MSMEs) access and manage finance is evolving rapidly. With increasing digitalization, policy support, and...
From Start-Up to Scale-Up: The Financial Roadmap for MSMEs – Velicham Finance MSME support
The Financial Roadmap for MSMEs Every successful business starts with a bold idea—but turning that idea into a thriving company requires smart financial planning. For MSMEs (Micro, Small, and Medium...
Velicham Finance Wins “Best FinTech NBFC of the Year” at 17th NBFC & FinTech Awards 2024
A Testament to Innovation and Excellence in Financial Services Chennai — Velicham Finance Private Limited, a pioneering leader in the financial services sector, is delighted to announce that it has...
Top Investment Strategies for a Volatile Market: 2025 Insights
The financial markets in 2025 are expected to remain dynamic, marked by global uncertainties, technological disruptions, and fluctuating economic conditions. For investors, volatility can be daunting but also presents opportunities...
Understanding the Growing Role of Sustainable Investing in 2025
In recent years, the financial sector has seen a significant shift towards sustainable investing, driven by increasing awareness of the impact our investments have on the planet and society. As...
Empowering Women in Finance with Velicham Finance: Closing the Gender Wealth Gap
In today's evolving financial landscape, bridging the gender wealth gap is paramount for creating a more inclusive and equitable society. At Velicham Finance, we recognize the importance of empowering women...
